Upcoming
Femmes, Finances & Freedom
Your body, your money, your policy. FemNEST's second flagship gathering: a day on women, money, and the moments that change both.
See the Event
Pilot stage · Cyprus
Financial freedom for women, mapped to the moments that matter
FemNEST is the first platform mapping 50+ female health and life transitions, from fertility to menopause, to their real financial outcomes, so individuals, employers, and partners can act on what matters most, instead of guessing.
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130+ women already in the room
FemNEST helps women look after their money through life's biggest changes, like having a baby, losing a job, or going through menopause.
It started with one woman in Cyprus who couldn't find the support she needed, so she built it herself.
It's a community first, with over 130 women already sharing real stories and real support.
The problem
€436,437
Average lifetime wealth lost by a woman in Cyprus
Women earn less, take more career breaks, carry most caregiving responsibilities, and retire with 22% smaller pensions.
A lifetime of invisible penalties. No financial platform was built to solve them.
Why now
The numbers behind FemNEST
From one sold-out room in Paphos to the regulation reshaping how Europe pays women: here's what we're building for.
Our impact in Paphos, Cyprus
40
Women at our sold-out launch event
February 2026
Our impact across Cyprus
130+
Women in the FemNEST community
Growing every week
Ready to address
92%
Women in Cyprus carry daily caregiving responsibilities, among couples with children — vs 70% of men
Ready to address
June 2027
EU Pay Transparency Directive compliance deadline
Large employers must report gender pay gap data by this date
As featured in Cyprus Mail & The Future
Cyprus Mail · Feb 19, 2026
FemNEST: empowering women to build financial freedom at every life stage
Read the article →
Cyprus Mail · Feb 2, 2026
New platform on women’s financial autonomy launches in Paphos
Read the article →
The Future · Sep 4, 2026
Serena Kara Gasparini: why women in Cyprus can’t afford to rest
Read the article →
Upcoming event
Join us in person
“Gender equality cannot be achieved by policy alone. It requires strong communities, open dialogue, and spaces where women can share knowledge, build confidence, and inspire one another. FemNEST represents exactly such a space.”
Josie Christodoulou · Commissioner for Gender Equality, Republic of Cyprus
The framework
Mind the Gap
Every woman's financial life moves through the same six stages. At each one, a gap opens, and it cascades across a lifetime unless it's caught early.
How did this happen? Her body and life changed. Her income followed. Nobody connected the two.
This is the story FemNEST was built to change. Meet the founder living it.
Adolescence & puberty → Early career
54%
Education Gap
More than half of young women enter the workforce already behind on financial literacy and confidence.
Early career → Fertility & health
€0.85
Wage Gap
For every €1 a man earns, a woman doing the same work takes home €0.85, a gap that starts on day one.
Fertility & health → Maternity & pregnancy
1 in 4
Health Gap
1 in 4 women face a fertility or health challenge during this stage that comes with a real financial cost.
Maternity & pregnancy → Caregiving
16 Years
Pay Gap
The pay and progression lost around motherhood adds up to the equivalent of 16 years of income over a lifetime.
Caregiving → Perimenopause & menopause
7.7M
Caregiving Gap
7.7 million women across Europe step back from paid work for caregiving, and most never fully catch back up financially.
Perimenopause & menopause → Retirement
22%
Pension & Wealth Gap
Every gap before this one compounds: women retire with pensions 22% smaller than men’s.
Sources: EIGE 2025 · Eurostat 2024 · WEF Global Gender Gap Report 2024.
Serena GaspariniFounder, FemNEST
Why FemNEST exists
I founded FemNEST because I lived the gap between needing support and finding it.
I'm Serena Gasparini. Between burnout, a lifelong PCOS diagnosis, fertility treatments, and a son born with a medical condition that needed my full presence, I learned exactly how fast a woman's independence can slip away when nobody's built the tools to catch her. So I built the platform I needed and couldn't find.
The idea
What is FemNEST
FemNEST is the first platform mapping women's health and life transitions (fertility, caregiving, career breaks, menopause, loss, and more) to their real financial outcomes. It's community-first, built from lived experience, and designed to give women the knowledge, tools, and people around them to make informed financial decisions at every life stage.
Community
Peer & professional support network: a community of women living the same transitions, supported by verified professionals, online and IRL.
Education
Financial literacy tools & events: EU Pay Transparency Directive training so everyone learns their legal rights, their financial reality, and how to close the gap.
Investment Tools
Life-health-to-finance tracking, connecting 50+ female health and life transitions to personalised financial plans. No competitor has built this: it's our owned IP.
Advocacy
Data insights for employers & policymakers: aggregated, anonymised data revealing the care-finance connection, powering smarter workplace and policy interventions.
Community first
Built with the room, not for it
FemNEST is community before it's product. Real member stories, a live waitlist of 130+ women, and in-person events come first; the platform is being built around what this community actually needs, not the other way around.
Where women's health and wealth are one story, not two.
Built on what 50+ life transitions taught us.
Financial wellness is backed by belonging.
Advocating to change the rules, not the woman.
In their own words
What women keep telling us
Real, anonymised answers from FemNEST's community research: not testimonials, but proof of the gap.
“1 extra day off per month while being on your period — that would have really made a difference for me.”
“Employers often don't believe I'm genuinely unfit to work during my period, rather than lazy.”
“Understanding fertility when you are 25 not 35. The cost of delaying having a child can be huge — mentally, financially and otherwise.”
“Micro loans from women to women. No questions asked. Just TRUST & FUND.”
“You want more financial freedom and choices before your body quits — but you also want a pension.”
“Navigating maternity as a self-employed woman has been so hard — I have to compromise on my time with my child just because I am self-employed.”
“What's missing is a single trusted portal where women can find all relevant information in one place — not just another app.”
“At the beginning of a career, it's not just about planning for retirement — it's about planning for partners, children, divorce, caregiving, perimenopause, injury.”
“More transparency — if we were open about how much we make as women, it would let others know they can do better.”
“A forum of like-minded women who want to work and create opportunities, where seasoned women are valued and appreciated.”
Be part of it from the start
FemNEST is community-first; the waitlist isn't just an email list, it's the first room. Join 130+ women already in it.
Who it's for
What's your role?
I'm a woman
(Hear me roar)
What you get
- Research and education tailored to your life stage
- In-person events, starting with Femmes, Finances & Freedom
- A community that gets it
Partner
What you get
- A say in what FemNEST builds next
- Early visibility into the community and its needs
- A direct line to the founder
I'm an investor
What you get
- Early visibility into traction and roadmap
- A direct line to the founder
- First look at the deck
I'm an Employer
Coming soon
What you get
- A structured pilot that gets you ahead of pay-transparency reporting
- A financial wellness benefit your people actually use
- Early access as the employer pilot launches